 Overview |
Personal Banking | Business Banking |
Other Services | Deposit Rates
|
|
| Account Product
Name |
Min. Opening
Deposit |
Min. Balance
to Obtain APY |
Interest Rate |
Annual Percentage
Yield |
|
VSB Checkingb |
$100 |
$1500c |
0.50% |
0.50% |
|
VSB Elite Checkingb |
$100 |
$1500c |
0.50% |
0.50% |
|
VSB 50 Checkingb |
$100 |
$1500c |
0.50% |
0.50% |
|
VSB Elite 50 Checkingb |
$100 |
$1500c |
0.50% |
0.50% |
|
Charter Stockholderb |
$100 |
|
0.50% |
0.50% |
|
Business Checking w/Interestb |
$200 |
|
0.50% |
0.50% |
|
|
| Daily Balance
of |
Min. Opening
Deposit |
Interest Rate |
Annual Percentage
Yield |
|
up to $2499 |
$2500 |
0.50% |
0.50% |
|
$2500-$4999 |
$2500 |
0.75% |
0.75% |
|
$5000-$24,999 |
$2500 |
0.99% |
1.00% |
|
$25,000 and up |
$2500 |
1.49% |
1.50% |
|
|
| Daily Balance
of |
Min. Opening
Deposit |
Interest Rate |
Annual Percentage
Yield |
|
up to $2499 |
$2500 |
0.50% |
0.50% |
|
$2500-$4999 |
$2500 |
0.75% |
0.75% |
|
$5000-$24,999 |
$2500 |
0.99% |
1.00% |
|
$25,000 and up |
$2500 |
1.49% |
1.50% |
|
|
| Account Product
Name |
Min. Opening
Deposit |
Interest Rate |
Annual Percentage
Yield |
|
Regular Savingsb |
$100 |
1.00% |
1.00% |
|
KIDS Savingsb |
$10 |
1.00% |
1.00% |
|
Moola Moola Savingsb |
$10 |
1.00% |
1.00% |
|
6-month CDa |
$500 |
2.71% |
2.75% |
|
1-year CDa |
$500 |
2.96% |
3.00% |
|
18-month IRA CDa |
$500 |
2.96% |
3.00% |
|
2-Year CDa |
$500 |
3.20% |
3.25% |
|
3-year CDa |
$500 |
3.29% |
3.35% |
|
5-year CDa |
$500 |
3.44% |
3.50% |
All above information, including Annual Percentage Yields,
is current as of: 3/25/2008
a A penalty will be imposed for early withdrawal.
b The interest rate and annual percentage
yield may change after account opening.
c Daily balance. The amount of the principal in the account
each day.
Fees could reduce the earning
on the account. For current rate information, call (813) 689-1231
|
