Overview | Personal Banking | Business Banking | Other Services | Deposit Rates

VSB Checking

Minimum Deposit to Open	$100
Maintenance Fee (per month)	$10
Minimum Daily Balance to Avoid Maintenance Fee	$500
Fee Per Each Check or Debit Paid	None
Maximum Number of Debits Permitted	Unlimited
Personalized Checks Provided Free	50
Interest paid on Account	Yes †
Online Bill Payment Fee	$5.95 ‡
† Interest is paid ONLY when a minimum daily balance of $1,500 or more is maintained in the account. ‡ Online Bill Payment is optional with account.

VSB Elite Checking
 

Minimum Deposit to Open	$100
Maintenance Fee (per month)	$9.00
Minimum Daily Balance to Avoid Maintenance Fee	N/A
Fee Per Each Check or Debit Paid	None
Maximum Number of Debits Permitted	Unlimited
Personalized Checks Provided Free	All*
Interest paid on Account	Yes †
Online Bill Payment Fee	$5.95 ‡
* Checks provided by bank are limited in style. Customized checks may be purchased at the current vendor list price. † Interest is paid ONLY when a minimum daily balance of $1,500 or more is maintained in the account. ‡ Online Bill Payment is optional with account.

VSB eChecking
 

Minimum Deposit to Open	$100
Maintenance Fee (per month)	$12.95
Minimum Daily Balance to Avoid Maintenance Fee	N/A
Fee Per Each Check or Debit Paid	None
Maximum Number of Debits Permitted	Unlimited
Personalized Checks Provided Free	50
Interest paid on Account	Yes †
Online Bill Payment Fee	FREE
† Interest is paid ONLY when a minimum daily balance of $1,500 or more is maintained in the account.

VSB 50 Checking
(available to customers 50 years of age and older)
 

Minimum Deposit to Open	$100
Maintenance Fee (per month)	None
Minimum Daily Balance to Avoid Maintenance Fee	N/A
Fee Per Each Check or Debit Paid	None
Maximum Number of Debits Permitted	Unlimited
Personalized Checks Provided Free	50
Interest paid on Account	Yes †
Online Bill Payment Fee	$5.95 ‡
† Interest is paid ONLY when a minimum daily balance of $1,500 or more is maintained in the account. ‡ Online Bill Payment is optional with account.

VSB 50 Elite Checking
(available to customers 50 years of age and older)
 

Minimum Deposit to Open	$100
Maintenance Fee (per month)	None
Minimum Daily Balance to Avoid Maintenance Fee	N/A
Fee Per Each Check or Debit Paid	None
Maximum Number of Debits Permitted	Unlimited
Personalized Checks Provided Free	50
Interest paid on Account	Yes †
Online Bill Payment Fee	$5.95 ‡
* The VSB 50 Elite account requires that a separate Certificate of Deposit or Savings account to be maintained with a minimum daily balance of $2,500 to avoid the maintenance fee on this account. ** Checks provided by bank are limited in style. Customized checks may be purchased at the current vendor list price. † Interest is paid ONLY when a minimum daily balance of $1,500 or more is maintained in the account. ‡ Online Bill Payment is optional with account.

Personal Money Market
 

Minimum Deposit to Open	$2,500
Maintenance Fee (per month)	$10
Minimum Daily Balance to Avoid Maintenance Fee	$2,500
Fee Per Each Transit Item Deposited	None
Fee Per Each Check or Debit Paid	No Charge
Maximum Number of Debits/Withdrawals Permitted	6
Fee for Each Excess Withdrawal	$5*
* Although there is an excess withdrawal fee on 7 or more transactions on a money market account, regulations require financial institutions to close accounts that continuously exceed the maximum number permissible.

Personal Savings
 

Minimum Deposit to Open	$100
Maintenance Fee (per month)	$4
Minimum Collected Daily Balance to Avoid Maintenance Fee	$300
Maximum Number of Debits Permitted per month	2
Fee for Each excess Withdrawal	$2
Interest Paid on Account	Yes

Kids Savings
(available to customers 13 to 17 years of age)
 

Minimum Deposit to Open	$10
Maintenance Fee (per month)	$1
Minimum Collected Daily Balance to Avoid Maintenance Fee	$10
Maximum Number of Debits Permitted per month	2
Fee for Each excess Withdrawal	$2
Interest Paid on Account	Yes

Moola Moola Savings
(available to customers 12 years of age and younger)
 

Minimum Deposit to Open	$10
Maintenance Fee (per month)	$1
Minimum Collected Daily Balance to Avoid Maintenance Fee	$10
Maximum Number of Debits Permitted per month	2
Fee for Each excess Withdrawal	$2
Interest Paid on Account	Yes