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Personal Checking

With EVERY Valrico State Bank Checking Account you can get:

  • FREE Debit Card
  • FREE Online Banking
  • FREE Online Bill Pay
  • FREE Telephone Banking
  • FREE Safe Deposit Box (3x5 for one year)
  • Return of check images for easy record keeping
  • Easy to balance monthly statement
  • Up to $25 for your old checks and check card
  • Only $50 deposit to open any account

Can’t decide which account is right for you?  Click HERE.

Completely Free Checking
An account for everyone, simple and hassle-free!

  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited Check writing
  • First box of checks FREE
  • Only $50 deposit to open

Fabulous 50 Free Interest Checking
A Free, Interest-Bearing account for our customers over 50!

  • Competitive Interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited Check writing
  • FREE Personalized Checks
  • Only $50 deposit to open

e-Z Free Interest Checking
All the benefits of our Free Checking account, PLUS interest! …for those customers with direct deposit or direct debits!

  • Competitive Interest
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited Check writing
  • First box of checks FREE
  • Only $50 deposit to open

Premier Interest Checking
Designed for those customers looking for a higher interest rate.

  • Higher interest rates on balances over $1,500
  • Competitive interest if balance falls below $1,500
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited Check writing
  • Only $6 monthly charge if balance falls below $1,500
  • FREE Personalized Checks
  • Only $50 deposit to open