Deposit Rates

Checking Accounts

Account Product Name Min. Opening Deposit Min. Balance to Obtain APY Interest Rate Annual Percentage Yield
Fabulous 50 Free Checkingb $50 $0c 0.25% 0.25%
e-Z Free Checkingb $50 $0c 0.25% 0.25%
Premier Interest Checkingb $50 $1500c 0.65% 0.65%
Business Checking w/Interestb $50 $0c 0.25% 0.25%

 

Personal Money Market Accountsb

Daily Balance of Min. Opening Deposit Interest Rate Annual Percentage Yield
up to $2499 $2500 0.25% 0.25%
$2500-$4999 $2500 0.40% 0.40%
$5000-$24,999 $2500 0.50% 0.50%
$25,000 and up $2500 0.60% 0.60%

 

Commercial Money Market Accountsb

Daily Balance of Min. Opening Deposit Interest Rate Annual Percentage Yield
up to $2499 $2500 0.25% 0.25%
$2500-$4999 $2500 0.40% 0.40%
$5000-$24,999 $2500 0.50% 0.50%
$25,000 and up $2500 0.60% 0.60%

 

Savings/CD's

Account Product Name Min. Opening Deposit Interest Rate Annual Percentage Yield
Regular Savingsb $100 0.60% 0.60%
KIDS Savingsb $10 0.60% 0.60%
Moola Moola Savingsb $10 0.60% 0.60%
6-month CDa $500 0.75% 0.75%
1-year CDa $500 1.00% 1.00%
18-month IRA CDa $500 1.00% 1.00%
2-Year CDa $500 1.49% 1.50%
3-year CDa $500 1.98% 2.00%
5-year CDa $500 2.71% 2.75%

 


All above information, including Annual Percentage Yields,
 is current as of: 07/01/2010

a A penalty will be imposed for early withdrawal.
b The interest rate and annual percentage yield may change after account opening.
c Daily balance. The amount of the principal in the account each day.

Fees could reduce the earning on the account. For current rate information, call (813) 689-1231