Deposit Rates

Checking Accounts

Account Product Name Min. Opening Deposit Min. Balance to Obtain APY Interest Rate Annual Percentage Yield
Fabulous 50 Free Checkingb $50 $0c 0.05% 0.05%
e-Z Free Checkingb $50 $0c 0.05% 0.05%
Premier Interest Checkingb $50 $1500c 0.15% 0.15%
Business Checking w/Interestb $50 $0c 0.05% 0.05%

 

Personal Money Market Accountsb

Daily Balance of Min. Opening Deposit Interest Rate Annual Percentage Yield
up to $2499 $2500 0.05% 0.05%
$2500-$4999 $2500 0.10% 0.10%
$5000-$24,999 $2500 0.15% 0.15%
$25,000 and up $2500 0.20% 0.20%

 

Commercial Money Market Accountsb

Daily Balance of Min. Opening Deposit Interest Rate Annual Percentage Yield
up to $2499 $2500 0.05% 0.05%
$2500-$4999 $2500 0.10% 0.10%
$5000-$24,999 $2500 0.15% 0.15%
$25,000 and up $2500 0.20% 0.20%

 

Savings/CD's

Account Product Name Min. Opening Deposit Interest Rate Annual Percentage Yield
Regular Savingsb $100 0.25% 0.25%
KIDS Savingsb $10 0.25% 0.25%
6-month CDa $500 0.30% 0.30%
1-year CDa $500 0.40% 0.40%
18-month IRA CDa $500 0.75% 0.75%
2-Year CDa $500 0.65% 0.65%
3-year CDa $500 1.00% 1.00%
5-year CDa $500 1.34% 1.35%

 


All above information, including Annual Percentage Yields,
 is current as of: 12/15/2011

a A penalty will be imposed for early withdrawal.
b The interest rate and annual percentage yield may change after account opening.
c Daily balance. The amount of the principal in the account each day.

Fees could reduce the earning on the account. For current rate information, call (813) 689-1231